Área de Cliente/Parceiros :

HOMEPLUS INSURANCE

To enjoy Portugal at its best

+ GET A QUOTE
Mais info
Got Questions? Contact Us











    *Mandatory fields

    Home insurance that fits your needs

    If you’re a U.S. citizen who owns or plans to purchase a second home exclusively within Portugal, ensuring its protection is a vital step.

    Our HomePlus policy offers a specialized all-risk solution designed specifically for secondary residences located in Portugal that house valuable contents. While the country’s charm and culture make it an ideal destination for a vacation home, owning property abroad comes with unique risks that require local expertise.

    Provided in partnership with Liberty Specialty Markets, HomePlus goes beyond basic coverage to provide tailored protection for your Portuguese property, including:

     

    Property Protection

    Enhanced Property Protection

    Shield your home’s structure, outdoor spaces, and landscaped gardens from damage caused by natural disasters, theft, or accidental events.

    Valuable_contents

    Valuables Coverage

    Protect your most valuable possessions — including art collections, antiques, and other high-value items — with tailored coverage.

    All-Risk Coverage

    All-Risk Coverage

    Enjoy comprehensive, all-risk coverage designed to protect your home against unexpected events and give you true peace of mind.

    Choose our HomePlus insurance for unparalleled coverage and the peace of mind that your property and valuables are in safe hands.

    Get Your Quote

    WHY CHOOSE US?

    preço

    Quote in seconds

    • Competitive pricing

    • Fully online process

    • Get covered in just 2 minutes

    Get your quote
    cobertura

    All-Risk Coverage

    • Covers situations typically excluded by standard market policies

    • No average clause applied in case of underinsurance

    • No market restrictions applied to theft coverage

    proteçcao_completa

    Where Others Don’t Go

    • Worldwide liability coverage up to 7.5 million euros

    • Earthquake deductible: only 2.5% (vs. standard 5%)

    • Flat deductible of only €500

    Insurance Information

    Product Information

    Insurance Product Information Document

    Wording

    Wording HomePlus

    Who is Innovarisk Seguros?

    Innovarisk Seguros, is a leading insurance broker based in Lisbon, Portugal, with headquarters at Av. Duque de Loulé, 106 – 7th & 8th floors, 1050-093 Lisboa.

    With over 10 years of experience in the insurance market, we are recognized as a trusted reference in the Portuguese insurance sector,especially in specialized solutions for both individuals and businesses.

    We are highly experienced in insuring foreign homeowners in Portugal, especially those with high value properties, including second homes and luxury homes. Our dedicated team understands the specific needs of expatriates and international clients, ensuring personalized coverage that provides peace of mind.

    At Innovarisk, we are committed to delivering exceptional service, based on trust, flexibility, and a deep understanding of the market. Whether you’re relocating, investing, or simply seeking better protection for your property and lifestyle in Portugal, we’re here to help.

    Fale connosco