We have a wealth of experience in covering both higher value main homes and holiday homes abroad. From ski chalets, to villas, apartments, chateaux and country estates, we can insure clients’ homes whether they are expatriates, or even foreign nationals looking for specialist cover.
In the unfortunate event of our insureds have to make a claim, we provide a stress free process with a network of English speaking claims experts on hand to assist.
The Innovarisk Holiday policy offers:
Returning to his holiday home in the Douro region, a client noticed that all the plants in the garden and around the swimming pool had been stolen. Whilst drawing up an inventory of the theft the client tripped over a large vase that the thief had left behind a glass door, breaking the vase and the door. Since the policy covers theft for outdoor goods, the situation was swiftly handled. Additionally, the accidental damages were also covered and, since those were also included in the client’s insurance, the broken vase and door were repaired.
When our clients arrived at their villa in Almancil, they found there had been a break-in. They wanted to secure the property as quickly as possible and since the policy had no restrictions on theft coverage and included theft without traces and situations where the home is unoccupied for more than 60 days, this was done very swiftly.