Hiscox Overseas Home insurance

We have a wealth of experience in covering both higher value main homes and holiday homes in the UK or abroad. From ski chalets, to villas, apartments, chateaux and country estates, we can insure your clients’ homes whether they are expatriates, or even foreign nationals looking for specialist cover.


In the unfortunate event your client has to make a claim, we provide a stress free process with a network of English speaking claims experts on hand to assist.


The Hiscox Overseas 606 policy offers:

  • Wordings in plain English with warranties-free cover;
  • Reputation of fast and fair claims service (over 90% of our home insurance clients in the UK were satisfied with the way we settled their claim).

…and several advantages versus a standard policy, including the following:


  • Cover outside your home;
  • Specialist cover for antique collections, fine art and jewellery;
  • No restrictive policy conditions;
  • Theft cover even when your property is left unoccupied;
  • All risks cover for buildings, contents, fine art, antiques and jewellery;
  • Liability covered up to € 7,5 million anywhere in the world (against market standard under € 250.000).



Our Awards

In the UK, 99.54% of Hiscox Home Insurance customers who have made a claim would recommend us. Overall, we were awarded the ‘Gold Trusted Merchant’ status for achieving a 95% service rating by Feefo. More information here.



Our approach to home insurance claims


You can find additional information about our Overseas Home insurance in Portugal here, under Arte & Clientes Private.



Quote and buy today

Call us on (+351) 215 918 370 to speak to one of our insurance experts or send an email to geral@innovarisk.pt.

If you have a holiday home in Portugal, take a look at our Holiday Homes insurance.



About Hiscox

Hiscox is an international specialist insurance group listed on the London Stock Exchange (LSE:HSX). There are three main underwriting parts of the Group – Hiscox London Market, Hiscox UK and Europe and Hiscox International. Hiscox London Market underwrites mainly internationally traded business in the London Market – generally large or complex business which needs to be shared with other insurers or needs the international licences of Lloyd’s. Hiscox UK and Hiscox Europe offer a range of specialist insurance for professionals and business customers, as well as high net worth individuals. Hiscox International includes operations in Bermuda, Guernsey and USA.

In Portugal Hiscox is represented by Innovarisk, underwriting a diverse range of personal and commercial insurance risks such as home insurance cover for homes and their contents, valuables and collections as well as extensive business insurance, finely tailored to the needs of companies, professionals and consultants.


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